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Get the real facts about filing for bankruptcy and how it will affect your financial future.

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In hard times when thinking if you should file for bankruptcy in Los Angeles, it is wise to get help from an experienced Los Angeles bankruptcy lawyer to help you determine whether you have to file, and if you do, what your options are. 

We at the John Akopian Law Firm can help you with that. We can help you get rid of credit card debts, tax debts, medical bills, and other bills. We can also help stop creditor harassment, foreclosures, repossessions, and wage garnishments. If you are behind in paying for your mortgage, we can help you Lien Strip a second mortgage or receive additional time if you’re late on your mortgage payments.

We represent good people in debt in all the counties within the United States Bankruptcy Court for the Central District of California (Los Angeles County, Orange County, Ventura County, San Bernardino County, Riverside County, Santa Barbara County, South San Luis Obispo County).

Bankruptcy for Individuals and Married Couples

There are several bankruptcy options for individuals and married couples in California. They include:

  • Chapter 7 Liquidation.


        Commonly called a fresh start or straight bankruptcy, it is the most common bankruptcy in the United States. It usually occurs due to          loss of employment, illness, or some other hard life situation. Many people face these problems, but with the help of an experienced            Los Angeles bankruptcy attorney, you can keep your exempt property and eliminate most or all of your debt.


  • Chapter 13 Reorganization.                                                                                                                                                                            


        If you’ve lost breath trying to keep up with a mortgage, car payments, credit cards, or other debts, Chapter 13 Reorganization will                  provide you with extra time to pay it off. It is designed to help people with regular income maintain the lifestyle they’ve had while                  giving them some time to repay a portion of their debt without late fees and interest.


  • Chapter 11 Debt Reorganization.


        It was designed for bankruptcy of businesses, but sometimes individuals and married couples can file under Chapter 11. When your            debt exceeds the debt limits under Chapter 13, you can opt for Chapter 11 bankruptcy for more options and flexibility. However, it                comes at a price, as it is more expensive. Don’t file for Chapter 11 without consulting a California bankruptcy lawyer and considering          all of the options.

        We can also help in stripping of judgment liens, second and third mortgage liens, and other liens on property.


Bankruptcy for Businesses


Businesses can file for bankruptcy under Chapter 7 and Chapter 11.

  • Chapter 7 Liquidation.


       If you don’t want to run your business anymore, you can file for Chapter 7 liquidation. All the assets will be liquidated and it will cease         to exist.

  • Chapter 11 Debt Reorganization.


       Your debt will be reorganized and you will be paying your creditors monthly. Your business will keep running.


Bankruptcy Litigation

The John Akopian Law Firm offers full-service bankruptcy services, including bankruptcy litigation when necessary. We can help with:

  • Adversarial proceedings

  • Objections to creditors’ claims

  • Non-dischargeability actions

  • Motions for relief from stay

  • Notice of stay for pending lawsuits


Life is not a bed of roses. It can be hard even without financial problems and the thought of filing for bankruptcy can be frightening. We know and understand this. We listen carefully to our clients’ issues and concerns and help them decide what’s the best way to get their life back on track with minimum hassle.

The fact that you have come to our website to get information on bankruptcy is already a courageous act. The next step is to get professional help to navigate it the best possible way. Call our Los Angeles bankruptcy lawyers at the John Akopian Law Firm for help. Let’s get you clear of debt.



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